Keira and Sarah-Jane strive to ensure
that purchasing your home is
seamless and stress-free.
We understand that selling your property can be a daunting process and therefore we aim to make the transaction as smooth as possible. We will deal with the drafting and issuing of Contracts, supply any indemnity policies if required as well as carry out the exchange of Contracts and ensure any outstanding monies are paid to your mortgage Lender before sending the balance of funds to you.
The remortgaging of your property involves changing your Lender to a new one while using the same property as security. We believe this should be a quick and seamless process. Your solicitor will register the new charge on your Property with the Land Registry and send you the amended title deeds.
NEW BUILD AND PLOT SALES
The process for buying a new build is more complex and additional matters need to be taken into consideration such as the fact that most developers will impose a strict 28 day deadline to exchange Contracts as well as the Property benefiting from a New Home Warranty such as a NHBC Certificate or similar.
We have extensive knowledge in dealing with new build and aim to ensure the process is as streamlined and stress free as possible.
We will ensure the following:
- Planning Permission has been granted and that any conditions have been met or will be complied with at the different stages of the development process.
- The developer has obtained the necessary Building Regulations Consent.
- The developer has entered in a Section 38 Agreement pursuant to the Highways Act 1980, agreeing to adopt the Estate Roads.
- Rights have been granted in respect of the roads and sewers.
- Section 104 Agreement and bond has been entered into ensuring that the developer constructs the sewers in a suitable manner so they can be transferred to the Water Authority.
Keira Rawden has expert knowledge in this area of conveyancing we would be happy to assist with your new build purchase.
HELP TO BUY ISA
Help to Buy ISAS are a new ISA which was introduced to help first time buyers save a deposit for their first home. The government will add 25% to your savings up to a maximum of £3,000.00. The minimum saving you would need to make is £1,600.00.
We can assist in ensuring these funds are available upon completion. Please contact us should you require further information.
Buying a property should be a very exciting time, however this is often not the case. We want you to enjoy this process and therefore we aim to ensure the transaction is carried out in an efficient manner. We will carry out searches and provide a full property report advising you of any issues as well as checking the title and raising any enquiries. If you are buying with an aid of a mortgage, we will ensure all their terms and conditions are met and request the funds for completion. Once the transaction has been completed, we will deal with the paying of any stamp duty and will register your ownership with the Land Registry.
TRANSFER OF EQUITY
Transfer of Equity is where the share or ownership in a property is transferred from one person to another. You may require a Transfer of Equity if you want to add a spouse to the title deeds due to marriage or remarriage, remove a spouse if separated or divorced or to change the percentage shares of ownership. We are able to draft the Transfer Deed and ensure the new information is registered with the Land Registry.
HELP TO BUY EQUITY LOAN
Help to Buy is a government scheme launched on the 1stApril 2013 whereby the government will lend you up to 20% of the cost of your newly built home. You will not be charged loan fees for the 20% for the first 5 years of owning your home. The scheme is only available to for new build properties.
0333 050 6925
22 St Johns North, Wakefield, WF1 3QA
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